Prime Home Business

There are a traditional ways to finance estate deals – mortgages and bank financing. We became a mortgage to buy our first house and after one year we could buy another house etc. But building a real estate portfolio can take a long time, too. Buying one house every year (as we did)—saving up enough for the down payment each time—means 20 years could pass before we could achieve and build real portfolio.

After our start with a traditional mortgage for our first investment property we quickly found conventional loans a less-than-ideal method. For one, they’re more cumbersome. And second: They’re slower. When we would like to grow quickly, hard money and private lenders can help us offer and close quickly.

We are looking for a strong financial investor or lander in EURO currency for our investment into residential property assets. Our primary strategy of investing is in EU existing residential property. By leasing space and collecting rent on its real estate, the company generates income which is then paid out to investor / lender.

What we are looking for?

We are capital raising. We are looking for a loan, parameters are: long term or short term loan starting from 1 Millions Euro up to 20 Millions Euro.

Long term

  • Loan period 15 or more years
  • Grace Period (2 yearS)

Interest fees 2,0% (=EURIBOR 12 months  + 2,6 % per annum (EURIBOR is Euro interbank offered rate), the basic rate of interest used in lending between banks on the European Union interbank market and also used as a reference for setting the interest.)

Guarantee / Security: Lien on purchased assets.

Strategy Purchase a house or a estate portfolio, rehab it by making essential repairs, rental improvement.
Target market European union (with the current focus on Germany and Czech republic)
LTV in % 80 %
Min. loan 1 Mio EUR
Purchase cost and repair cost Paid by our company
Investment restriction Residental living investment (max 15 % commercial spaces)
Target return 7,20 %
Currency risks € - No currency risk, for CZK fixed ratio - No currency risk

Short term

  • Loan period 5-10 years
  • Grace Period (1 year)

Interest fees 2% (=EURIBOR 12 months  + 2,6 % per annum (EURIBOR is Euro interbank offered rate), the basic rate of interest used in lending between banks on the European Union interbank market and also used as a reference for setting the interest.)

Guarantee / Security: Lien on purchased assets.

Strategy Purchase a estate portfolio, rehab it by making essential repairs, rental improvement, partly sale and reimburse.
Target market European union (with the current focus on Germany and Czech republic)
LTV in % 80 %
Min. loan 3 Mio EUR
Purchase cost and repair cost Paid by our company
Investment restriction Residental living investment (max 15 % commercial spaces)
Target return 13,20 %
Currency risks € - No currency risk, for CZK fixed ratio - No currency risk